Workers’ compensation insurance is a crucial component of California’s worker protection laws. It’s designed to provide financial protection and medical benefits to employees who suffer work-related injuries or illnesses. But what happens if your employer doesn’t have workers’ compensation insurance? As an employee, your rights can be severely limited, and you may find yourself in a difficult situation. In this blog post, we’ll explore what you can do if your employer fails to provide workers’ compensation insurance, and how a workers’ compensation attorney can help.

First, it’s essential to understand your rights as an employee. Under California law, virtually all employers are required to have workers’ compensation insurance. This insurance provides benefits to employees who sustain injuries that occur in the course of their employment. If your employer doesn’t have workers’ compensation insurance, you have the right to file a claim against them. California state law treats employers without workers' compensation insurance as breaking the law, and you deserve to be compensated fairly for your injuries.

If your employer doesn’t have workers’ compensation insurance, you can file a claim with the Employee’s Compensation Appeals Board (ECAW). The ECAW is separate from the state's insurance commissioner's office, and it acts as a mediator between you and your employer. The ECAW will listen to both sides of the matter and decide the next steps necessary to assist you in obtaining your recovery. The board typically requires that your employer pay for your medical expenses and compensate you for any lost wages related to the injury.

However, if this route isn’t fruitful, you can also seek legal help from a workers’ compensation attorney. An attorney can help you evaluate your options and decide the best course of action for your claim. They can help you understand the legal process and what evidence you need to present. Your attorney will be your voice throughout the process to stand up for your rights and push for your legal recovery.

At Jackson & Jackson, our team of experienced workers’ compensation attorneys has helped countless individuals navigate the complexities of workers’ compensation claims. We understand workers' compensation general principles inside and out, and we are committed to advocating for clients vigorously. We offer free consultations to anyone seeking legal assistance with their claim, and we are dedicated to maximizing the value of each case. Our goal is to get you the compensation you deserve.

If your employer doesn’t have workers' compensation insurance, it can create many hurdles to getting proper treatment, lost wages, and other benefits for your injury. However, you don’t have to suffer in silence. You have rights as an employee, and you can seek legal assistance if your employer fails to provide workers' compensation insurance. At Jackson & Jackson, we've helped many California residents obtain the compensation they deserve. Get in touch with us today to schedule a free consultation. Our attorneys are on your side, and we’re here to help.